Premiums, Payments and Refunds

There is no HST payable on your insurance premiums, however, the eight per cent PST is applicable.

Your payment is due on the later of:

• The due date shown on your invoice, or
• 30 days from the date the invoice was sent

To avoid any disruption to your coverage or additional follow-up, we recommend making your payment as early as possible.

If you are unsure of your due date, please refer to your invoice or log in to your LAWPRO account.

For individual lawyers:

To change your premium billing from lump sum to monthly, you must first update your payment information, then manually pay any outstanding balance from January until the month you make the change in the MyLAWPRO portal. Subsequent monthly payments will then be charged automatically.

Click here for full instructions.

For law firms (i.e. multiple lawyers):

To change premium schedules for multiple lawyers, log into MyLAWPRO as the managing partner and select the Firm tile (rather than your own lawyer account). Then,

1. Update your payment information for all lawyers in the firm from lump sum to monthly.

2. Manually pay the outstanding balance for each lawyer from January until the month you make the change. Subsequent monthly payments will then be charged automatically.

Click here for full instructions (for firms with LAWPRO Excess and firms without LAWPRO Excess)

Instructions for individual lawyers
Instructions for law firms with LAWPRO Excess and firm without LAWPRO Excess.

Both amounts are correct, however, the amount shown on the Declarations page does not include PST. The full amount that should be remitted to LAWPRO (i.e., premium plus PST) is reflected on the premium invoice.

You can access your Declarations page on My LAWPRO. Click on View Documents, then View Policy Documents and select the applicable policy year.

LAWPRO does not issue receipts for premium payments.

For most purposes, including reimbursement requests, you should rely on:

• Your invoice, and
• Your credit card or bank statement showing the payment

If you require documentation for tax purposes, you may request a tax receipt after the policy year has ended.

Send explicit written instructions to [email protected] to either re-run the payment using the existing credit card or banking information that LAWPRO has on file, or provide LAWPRO with alternate payment instructions. Please do not email a full credit card number.

Complete the Update Payment form to instantly change your credit card information on record, or complete and return a Premium Payment Authorization form. If changes are to be made to the payment information or instalment payment option, advise us in writing at [email protected] at least 10 days prior to any payment date.

Yes, a $25 administrative fee is applied to all declined cheque and EFT payments.

Refunds are not issued further back than 30 days, as you had the benefit of the full limit coverage in place to respond to claims that may have been made against you during that period.

Appreciating that it may take some time for you to complete and file your Application for Exemption form, a prorated refund can be issued for up to the 30-day period immediately before LAWPRO’s receipt of your Exemption form.

Any return of premiums is made payable to the original payor, unless otherwise requested by you and the original payor in writing. For those carrying the Real Estate Practice Coverage Option, we are not able to backdate for this 30-day period.