New lawyers applying for or being exempt from insurance
I have recently been called to the bar in Ontario. How do I know if I need to purchase the practice coverage under the primary LSO program from LAWPRO?
If you are going to practise after your call to the bar, please complete a New Applicant Application form. If you will not be practising immediately after your call, you must complete an Application for Exemption. Please note that you must wait until you receive your LSO number before you can submit your application for insurance or application for exemption form.
I was called to the bar earlier this year, and worked at a LAW FIRM for a few months. Can I claim exemption now that I am no longer working?
In this example, premiums would be owed by you for a period of time after the you left the LAW FIRM to fulfil the 30-day requirement. You may then be eligible to apply for exemption.
I was called to the bar this year and plan to restrict my practice to criminal law. I understand that as a new call in my first year I am entitled to a discount equal to 50 per cent of the base premium and am also entitled to similar discount because I am restricting my area of practice to criminal law. Does that mean I get a discount equal to 100 per cent of the base premium this year?
I am a new call and I have been offered a position to work as a law clerk at a LAW FIRM. Do I need to purchase the practice coverage under the primary LSO program?
To maintain this exemption status, you must ensure that:
- your name not appear on firm letterhead as a LAWYER;
- any business card you have makes no reference to you as a LAWYER;
- you are not held out to be acting as a LAWYER in any expressed or implied terms; and
- your employer confirms in writing that you have been hired in the capacity of a “non-professional” support staff member (in your case, a law clerk), that you will not be held out to be acting as a LAWYER to clients or the public, and that you will be acting under the supervision of professional staff members.