New lawyers applying for or being exempt from insurance
I have recently been called to the bar in Ontario. Do I need to purchase coverage from LAWPRO?
If you are not in private practice and meet certain criteria, you are likely exempt from the mandatory insurance requirement . If you will not be practising immediately after your call, you must complete an Application for Exemption. Please note that you must wait until you receive your LSO number before you can submit your application for insurance or application for exemption form.
I was called to the bar and worked at a law firm for a few months. Can I claim exemption now that I am no longer working?
If you worked at the firm less than 30 days, premiums are owed by you for a period of time after the you left the law firm to fulfil the 30-day requirement. You may then be eligible to apply for exemption.
I plan to restrict my practice to criminal law. As a new call in my first year I am entitled to a discount equal to 50 per cent of the base premium and a similar discount because I am restricting my area of practice to criminal law. Does that mean I get a discount equal to 100 per cent of the base premium this year?
I am a new call and I have been offered a position to work as a law clerk at a firm. Do I need to purchase the practice coverage?
To maintain this exemption status, you must ensure that:
- your name does not appear on firm letterhead as a lawyer;
- any business card you have makes no reference to you as a lawyer;
- you are not held out to be acting as a lawyer in any expressed or implied terms; and
- your employer confirms in writing that you have been hired in the capacity of a “non-professional” support staff member (in your case, a law clerk), that you will not be held out to be acting as a lawyer to clients or the public, and that you will be acting under the supervision of professional staff members.