Premiums, Payments and Refunds
The amount owed on the invoice I received is different than the amount shown on my Declarations page. Which amount is the correct one?
I have filed my renewal application for 2018 and want to take advantage of the early payment discount. How can I do that?
Deduct $54 per INSURED LAWYER from the invoiced amount (i.e., – $50 for the discount and -$4 for PST).
I just received my invoice and see that there is a “No Application Surcharge” that has been applied to my account. Why was this surcharge applied and can I request that it be removed?
Although the primary LSO insurance program is mandatory in nature, LAWYERS are not required to file a completed application form for practice coverage to be provided under the program. Rather, LAWYERS who do not file an application for practice coverage within the prescribed time are required to pay an increased premium commensurate with the risk that they represent. Those who elect not to file a completed application form have been found to represent a 44 per cent greater risk exposure under the program. Based upon the recommendation of LAWPRO, Convocation moderated the amount of the surcharge to 30 per cent of the base premium to reflect this greater exposure.
For LAWPRO to consider removing the surcharge from your account in its role as program administrator, you must submit a completed application form along with a specific written request to [email protected] outlining the reason the application was not filed in a timely manner. The request is then reviewed by committee which considers any extenuating circumstances that may explain why your application was not filed before the deadline. It is the committee’s decision whether or not to waive the surcharge.
I misplaced my original invoice and Declarations page that I received at the beginning of the year. Can I get a copy?
If you wish to pay your insurance premium by credit card (in monthly or quarterly instalments, or by lump sum), provide the credit card details using My LAWPRO. If the credit card is owned by a third party, other than another LAWYER or PARALEGAL PARTNER OR SHAREHOLDER in the LAW FIRM, you must obtain the consent of the third party authorizing the transaction and providing for the use and disclosure of personal information, in accordance with provincial privacy legislation.
A third party includes the spouse of the applicant LAWYER or the spouse of another LAWYER in the firm; a non-LAWYER employee of the LAW FIRM; or any other third party. This third party authorization will apply to future POLICY years, unless LAWPRO is advised in writing otherwise.
To change payment information or instalment payment option, email [email protected] at least ten days prior to any payment date.
My credit card was recently lost/stolen and I wish to provide LAWPRO with new payment information. How do I do that?
I retired from the active practice of law six months ago, but forgot to file an exemption form. If I file the Application for Exemption today, and put the effective date as of six months ago, can I get a prorated refund dating back six months?
Appreciating that it may take some time for you to complete and file your Application for Exemption form, a prorated refund can be issued for up to the 30-day period immediately before LAWPRO’s receipt of your written notice.
Any return of premiums is made payable to the original payor, unless otherwise requested by you and the original payor in writing. For those carrying the Real Estate Practice Coverage Option, we are not able to backdate for this 30-day period.