Premiums, Payments and Refunds

Both amounts are correct, however, the amount shown on the Declarations page does not include PST. The full amount that should be remitted to LAWPRO (i.e., premium plus PST) is reflected on the premium invoice.

If your annual premiums are paid in full, by cheque or pre-authorized banking information by the early payment deadline, you are entitled to the early payment discount. If you are remitting payment by cheque to be received in our office on or before February 5, 2024, please deduct $54* from the amount indicated on your invoice.

*if you are PST exempt, the amount to be deducted should be $50, as no PST was calculated on your premium. If you are a member of a designated agency, the early payment discount does not apply.

There is no HST payable on your insurance premiums, however, the eight per cent PST is applicable.

You can access your invoice and Declarations page on My LAWPRO. Click on Primary Policy Documents and choose the applicable year.

Send explicit written instructions to [email protected] to either re-run the payment using the existing credit card or banking information that LAWPRO has on file, or provide LAWPRO with alternate payment instructions. Please do not email a full credit card number.

Payment by instalments is only available through automated payments with a valid credit card or chequing account.

1. File a Premium Payment Authorization for a new credit card or chequing account.
2. Change your payment information or instalment payment by emailing [email protected] at least ten days prior to any payment date.

Complete the Update Payment form to instantly change your credit card information on record, or complete and return a Premium Payment Authorization form. If changes are to be made to the payment information or instalment payment option, advise us in writing at [email protected] at least 10 days prior to any payment date.

If the credit card is owned by a third party, other than another lawyer or paralegal partner or shareholder in the law firm, the law firm itself, or a management or other company of the law firm, you must obtain the consent of the third party authorizing the transaction and have them complete this form.

A third party includes the spouse of the applicant lawyer or the spouse of another lawyer in the firm; a non-lawyer employee of the law firm; or any other third party. This third party authorization will apply to future policy years, unless LAWPRO is advised in writing otherwise.

If you are a lawyer and would like to submit a payment authorization for your premium or the premium of another lawyer who is a member of your law firm, please do not use this form, but sign-in to My LAWPRO to make a payment.

Yes, a $25 administrative fee is applied to all declined cheque and EFT payments.

Refunds are not issued further back than 30 days, as you had the benefit of the full limit coverage in place to respond to claims that may have been made against you during that period.

Appreciating that it may take some time for you to complete and file your Application for Exemption form, a prorated refund can be issued for up to the 30-day period immediately before LAWPRO’s receipt of your Exemption form.

Any return of premiums is made payable to the original payor, unless otherwise requested by you and the original payor in writing. For those carrying the Real Estate Practice Coverage Option, we are not able to backdate for this 30-day period.